Can an account on a debit card Sberbank go into a big minus?
A negative balance on a debit bank card may occur. But quite insignificant. This can happen if the "mobile banking" service has been connected to the card. And in the event of a complete withdrawal of funds from a debit card by its owner, the next monthly fee for servicing the card will easily drive the card into a "minus".
For example, if, say, the 3 of the ruble remains on the card, and it is no longer replenished, the automatic calculation at the beginning of next month will show a negative balance. In the case of the 30 ruble monthly fee, the balance will be -27 rubles.
This is for example. Sberbank takes 30 rubles a month for servicing the "mobile bank" on the card account.
Returning to the question, it can be said that a negative balance on a debit card is unlikely to arise more than a similar amount.
A Sberbank debit card can go into a minus only erroneously, since a debit card is not intended to be removed from it more than it was put, it only coughs and does not issue loans, therefore a minus should not appear on it.
Maybe! Yes how!
On September 4, 2015, the account on the Debit card became minus Three Thousand Six hundred rubles (3) I blocked the card immediately after theft, I called Sberbank, it turned out that the bailiffs tried, the tax for a house in the village (the only property) I will not pay, on principle ! PS Tatarstan, Agryz is a territory free from the Constitution! Any amount can go into a minus !!! No need to read morality about debt, taxes, hungry children ...
A debit card is a card with which you can spend funds previously deposited on it by the owner. This is a kind of wallet. How much money you put in it, you can spend so much. Therefore, there is no negative balance on the debit card.
No, he can not. Debit cards are tied to a current account that does not allow for overspending.
Fortunately, this is not possible, since such a system would be very inconvenient when using a debit card. My card charges for servicing 150 rubles a year. And if all of a sudden funds run out on it (and therefore I would not use it), and the money would be withdrawn from the account every year (the expiry date of the 3 card of the year), then I would owe the bank, though small, but still money. Some cards charge 30 rubles a month for servicing; this is already more significant!